Baccarat - TED Ponderings

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Objective: Bet on whether the Player or Banker hand total finishes closest to 9, or on a Tie.
Card Values: Aces = 1 | 2 through 9 = Face value | 10, Jack, Queen, King = 0.
Hand Value: Sum of cards modulo 10 (e.g., 7 + 8 = 15 → Hand total is 5).
Naturals: An initial 2-card total of 8 or 9 ends the hand immediately with no further draws.

Player Pair (11:1): First two cards dealt to the player form an identical pair.
Banker Pair (11:1): First two cards dealt to the banker form an identical pair.
Dragon 7 (40:1): (EZ Baccarat) Banker wins with a 3-card total of 7.
Panda 8 (25:1): (EZ Baccarat) Player wins with a 3-card total of 8.
Super 6 Bonus (12:1): (Super 6) Banker wins specifically with a total of 6.

Player: Draws 3rd card on 0–5; Stands on 6–7.
Banker: Draws or stands based on its 2-card total and the value of the Player's 3rd card.

Punto Banco: Traditional rules. Player wins pay 1:1. Banker wins pay 0.95:1 (5% house commission).
EZ Baccarat: Commission-free on Banker wins (pays 1:1). Exception: Banker 3-card 7 is a push.
Super 6: Commission-free on standard Banker wins (1:1). Exception: Banker winning on 6 pays 50%.
Tie Bet: Pays 8:1 (or 9:1). Player and Banker bets push on a Tie.

Bead Road: Displays the exact sequential chronological outcome of every hand played. Filled circles are placed top-to-bottom in 6-row columns, moving to the next column when full.
- Blue (P): Player Win
- Red (B): Banker Win
- Green (T): Tie
Big Road: Tracks winning streaks and side changes. Hollow circles represent outcomes:
- Blue Ring: Player streak
- Red Ring: Banker streak
- Column Movement: Consecutive wins by the same side stack downward. When the winning side changes (e.g., from Banker to Player), a new column begins at the top.
- Dragon Tails: If a single streak exceeds 6 consecutive wins, it turns horizontally right along the bottom row.
- Ties: Ties do not start a new column.

An odds board, not a strategy. Baccarat has no decisions inside a hand; the only choices are which bet and whether to bet. Press 🔮 Oracle whenever bets are open and it lists every bet on the table — Player, Banker, Tie and the active side bets — with the best one and a plain reason on top.
Ranked by return per $1. Win chance × payout, minus the chance of losing (pushes give the bet back). The win chance alone misleads: Tie wins about 1 hand in 10 but loses money fastest. Return per $1 is what your bankroll actually follows, so the least-losing bet ranks first. The bar beside each bet shows its win chance.
Exact, not simulated. A hand uses at most six cards, so every possible Player and Banker hand from the cards left in the shoe is counted outright, weighted by how many of each rank remain. There is no sampling and no margin of error.
The shoe is the only thing that moves. Every card dealt is face-up, so the Oracle counts what is left from what has been seen since the last shuffle. Each bet also shows its fresh-shoe figure so you can see how far the shoe has drifted. Usually the drift is tiny; occasionally a bet's return turns positive, and the Oracle flags that moment. When the shoe is reshuffled (24 cards left) the count starts over.

Variant: PUNTO BANCO

BACCARAT

Rev. 2.7

Your Bet: $0

Bankroll: $1,000

P: 0 B: 0 T: 0 Total: 0

Bead Road (Sequential)

Big Road (Streaks)

Helmut $1,000

Pierre $1,000

Seat 3 (You) $1,000

Ivan $1,000

Wei $1,000

100

500

Baccarat Table Settings